.nortemsy-roi{--nrm-bg:#0a0f1e;--nrm-card-bg:rgba(15,23,42,.7);--nrm-card-bg-2:rgba(10,15,30,.9);--nrm-border:hsla(0,0%,100%,.08);--nrm-text:#cbd5e1;--nrm-text-strong:#f1f5f9;--nrm-text-muted:#94a3b8;--nrm-text-faint:#64748b;--nrm-text-faintest:#475569;--nrm-amber:#e84b2e;--nrm-amber-light:#f57c5e;--nrm-emerald:#e84b2e;--nrm-emerald-light:#f89a87;--nrm-teal-light:#ffb8aa;--nrm-grid:#1e293b;background:var(--nrm-bg);background-image:radial-gradient(ellipse 80% 50% at 50% -10%,rgba(232,75,46,.1) 0,transparent 60%);color:var(--nrm-text);font-family:Roboto,system-ui,-apple-system,BlinkMacSystemFont,Segoe UI,sans-serif;font-size:14px;letter-spacing:-.01em;line-height:1.5;-webkit-font-smoothing:antialiased;padding:72px 24px 64px;width:100%}.nortemsy-roi,.nortemsy-roi *,.nortemsy-roi :after,.nortemsy-roi :before{box-sizing:border-box}.nrm__hero{margin:0 auto;max-width:1440px;padding:40px 0 24px}.nrm__eyebrow{align-items:center;color:var(--nrm-brand);display:flex;font-size:10.5px;font-weight:600;gap:8px;letter-spacing:.22em;margin-bottom:12px;text-transform:uppercase}.nrm__eyebrow-line{background:var(--nrm-brand);display:inline-block;height:1px;width:24px}.nrm__title{color:var(--nrm-text-strong);font-family:Roboto,sans-serif;font-size:clamp(2.25rem,4.5vw,4rem);font-weight:300;letter-spacing:-.01em;line-height:1.06;margin:0;max-width:820px;text-transform:uppercase}.nrm__title-accent{color:#e84b2e;font-style:italic;font-weight:900}.nrm__subtitle{color:var(--nrm-text-muted);font-size:14px;line-height:1.55;margin:12px 0 0;max-width:640px}.nrm__controls{gap:12px 24px;margin-top:24px}.nrm__control-group,.nrm__controls{align-items:center;display:flex;flex-wrap:wrap}.nrm__control-group{gap:8px}.nrm__control-label{color:var(--nrm-text-faint);font-size:10px;font-weight:600;letter-spacing:.16em;text-transform:uppercase}.nrm__select-wrap{position:relative}.nrm__select{appearance:none;background:rgba(17,17,17,.6);border:1px solid var(--nrm-border);border-radius:8px;color:var(--nrm-text);cursor:pointer;font-family:inherit;font-size:12px;font-weight:500;outline:none;padding:7px 28px 7px 12px;transition:border-color .15s,box-shadow .15s}.nrm__select:hover{border-color:rgba(232,75,46,.5)}.nrm__select:focus{border-color:var(--nrm-brand);box-shadow:0 0 0 3px rgba(232,75,46,.15)}.nrm__select-arrow{color:var(--nrm-text-faint);height:12px;pointer-events:none;position:absolute;right:10px;top:50%;transform:translateY(-50%);width:12px}.nrm__toggle{background:rgba(17,17,17,.6);border:1px solid var(--nrm-border);border-radius:8px;display:inline-flex;padding:2px}.nrm__toggle-btn{background:transparent;border:0;border-radius:6px;color:var(--nrm-text-muted);cursor:pointer;font-family:inherit;font-size:11.5px;font-weight:600;padding:4px 12px;transition:all .15s}.nrm__toggle-btn:hover{color:var(--nrm-text-strong)}.nrm__toggle-btn.is-active{background:var(--nrm-brand);box-shadow:0 2px 6px rgba(0,0,0,.2);color:#fff}.nrm__rate-note{color:var(--nrm-text-faintest);font-family:Roboto,sans-serif;font-size:10px;margin-left:4px}.nrm__presets{display:flex;flex-wrap:wrap;gap:8px}.nrm__preset-btn{background:rgba(17,17,17,.4);border:1px solid var(--nrm-border);border-radius:8px;color:var(--nrm-text-muted);cursor:pointer;font-family:inherit;font-size:11.5px;font-weight:500;padding:6px 14px;transition:all .15s}.nrm__preset-btn:hover{background:rgba(232,75,46,.05);border-color:rgba(232,75,46,.5)}.nrm__preset-btn.is-active{background:rgba(232,75,46,.08);border-color:var(--nrm-brand);color:#f89a87}.nrm__main{display:grid;gap:24px;grid-template-columns:5fr 7fr;margin:0 auto;max-width:1440px;padding-top:12px}@media (max-width:1024px){.nrm__main{grid-template-columns:1fr}}.nrm__inputs,.nrm__outputs{display:flex;flex-direction:column;gap:20px}.nrm__card{backdrop-filter:blur(12px);background:linear-gradient(180deg,var(--nrm-card-bg) 0,var(--nrm-card-bg-2) 100%);border:1px solid var(--nrm-border);border-radius:16px;padding:24px;position:relative}.nrm__card:before{background:linear-gradient(90deg,transparent,rgba(232,75,46,.4) 50%,transparent);content:"";height:1px;left:-1px;pointer-events:none;position:absolute;right:-1px;top:-1px}.nrm__card--summary{border-color:rgba(232,75,46,.2);padding:20px}.nrm__card--cta{align-items:center;background:linear-gradient(135deg,rgba(232,75,46,.08) 0,transparent 60%),linear-gradient(180deg,var(--nrm-card-bg) 0,var(--nrm-card-bg-2) 100%);display:flex;flex-wrap:wrap;gap:16px;justify-content:space-between}.nrm__section-header{margin-bottom:20px}.nrm__section-meta{align-items:center;display:flex;gap:12px;margin-bottom:6px}.nrm__section-num{color:rgba(232,75,46,.8);font-family:Roboto,sans-serif;font-size:10px;font-weight:600;letter-spacing:.2em}.nrm__section-line{background:linear-gradient(90deg,rgba(232,75,46,.4),rgba(51,65,85,.4) 50%,transparent);flex:1;height:1px}.nrm__section-title{color:var(--nrm-text-strong);font-size:15px;font-weight:600;letter-spacing:-.01em;margin:0}.nrm__section-sub{color:var(--nrm-text-faint);font-size:11px;line-height:1.4;margin:2px 0 0}.nrm__input{margin-bottom:20px}.nrm__input:last-child{margin-bottom:0}.nrm__input-top{align-items:center;display:flex;gap:12px;justify-content:space-between;margin-bottom:8px}.nrm__input-label{color:var(--nrm-text);font-size:13px;font-weight:500;line-height:1.3}.nrm__input-numbox{align-items:center;display:flex;flex-shrink:0;gap:6px}.nrm__input-num{background:rgba(10,15,28,.8);border:1px solid var(--nrm-border);border-radius:6px;color:var(--nrm-text-strong);font-family:Roboto,sans-serif;font-size:12px;font-variant-numeric:tabular-nums;font-weight:500;outline:none;padding:6px 10px;text-align:right;transition:border-color .15s,box-shadow .15s;width:112px}.nrm__input-num:focus{border-color:var(--nrm-brand);box-shadow:0 0 0 3px rgba(232,75,46,.15)}.nrm__input-num::-webkit-inner-spin-button,.nrm__input-num::-webkit-outer-spin-button{-webkit-appearance:none;margin:0}.nrm__input-num[type=number]{-moz-appearance:textfield}.nrm__input-suffix{color:var(--nrm-text-faint);font-size:10px;font-weight:500;min-width:40px}.nrm__input-range{-webkit-appearance:none;appearance:none;background:var(--nrm-grid);border-radius:999px;height:4px;outline:none;width:100%}.nrm__input-range::-webkit-slider-thumb{-webkit-appearance:none;appearance:none;background:#f5f5f3;border:2px solid var(--nrm-brand);border-radius:999px;box-shadow:0 0 0 4px rgba(232,75,46,.12),0 2px 8px rgba(0,0,0,.4);cursor:pointer;height:14px;transition:box-shadow .15s,transform .1s;width:14px}.nrm__input-range::-webkit-slider-thumb:hover{box-shadow:0 0 0 7px rgba(232,75,46,.2),0 2px 8px rgba(0,0,0,.4);transform:scale(1.05)}.nrm__input-range::-moz-range-thumb{background:#f5f5f3;border:2px solid var(--nrm-brand);border-radius:999px;box-shadow:0 0 0 4px rgba(232,75,46,.12);cursor:pointer;height:14px;width:14px}.nrm__input-hint{color:var(--nrm-text-faint);font-size:10.5px;line-height:1.4;margin-top:6px}.nrm__summary-label{color:var(--nrm-brand);font-size:10px;font-weight:600;letter-spacing:.18em;margin-bottom:12px;text-transform:uppercase}.nrm__summary-grid{display:grid;gap:12px;grid-template-columns:repeat(3,1fr);text-align:center}.nrm__summary-divider{border-left:1px solid var(--nrm-grid);border-right:1px solid var(--nrm-grid)}.nrm__summary-value{color:var(--nrm-text-strong);font-size:24px;font-variant-numeric:tabular-nums;font-weight:700;line-height:1}.nrm__summary-key{color:var(--nrm-text-faint);font-size:10px;letter-spacing:.1em;margin-top:4px;text-transform:uppercase}.nrm__kpis{display:grid;gap:16px;grid-template-columns:repeat(2,1fr)}@media (max-width:480px){.nrm__kpis{grid-template-columns:1fr}}.nrm__kpi{background:linear-gradient(180deg,var(--nrm-card-bg) 0,var(--nrm-card-bg-2) 100%);border:1px solid var(--nrm-border);border-radius:16px;overflow:hidden;padding:20px;position:relative}.nrm__kpi--emerald{background:radial-gradient(135% 100% at 0 0,rgba(16,185,129,.15),transparent 60%),linear-gradient(180deg,var(--nrm-card-bg) 0,var(--nrm-card-bg-2) 100%)}.nrm__kpi--amber{background:radial-gradient(135% 100% at 0 0,rgba(245,158,11,.15),transparent 60%),linear-gradient(180deg,var(--nrm-card-bg) 0,var(--nrm-card-bg-2) 100%)}.nrm__kpi--teal{background:radial-gradient(135% 100% at 0 0,rgba(232,75,46,.15),transparent 60%),linear-gradient(180deg,var(--nrm-card-bg) 0,var(--nrm-card-bg-2) 100%)}.nrm__kpi-label{align-items:center;color:var(--nrm-text-faint);display:flex;font-size:9.5px;font-weight:600;gap:8px;letter-spacing:.18em;margin-bottom:10px;text-transform:uppercase}.nrm__kpi-bar{background:var(--nrm-text-faint);border-radius:2px;display:inline-block;height:14px;width:4px}.nrm__kpi--emerald .nrm__kpi-bar{background:var(--nrm-emerald)}.nrm__kpi--amber .nrm__kpi-bar{background:var(--nrm-amber)}.nrm__kpi--teal .nrm__kpi-bar{background:var(--nrm-brand)}.nrm__kpi-value{color:var(--nrm-text-strong);font-size:28px;font-variant-numeric:tabular-nums;font-weight:700;letter-spacing:-.02em;line-height:1}.nrm__kpi--emerald .nrm__kpi-value{color:var(--nrm-emerald-light)}.nrm__kpi--amber .nrm__kpi-value{color:var(--nrm-amber-light)}.nrm__kpi--teal .nrm__kpi-value{color:#f89a87}.nrm__kpi-sub{color:var(--nrm-text-faint);font-family:Roboto,sans-serif;font-size:10.5px;margin-top:6px}.nrm__kpi-hint{border-top:1px solid rgba(30,41,59,.6);color:var(--nrm-text-muted);font-size:11px;line-height:1.5;margin-top:12px;padding-top:10px}.nrm__chart-header{align-items:flex-start;display:flex;gap:16px;justify-content:space-between}.nrm__chart-title{color:var(--nrm-text-strong);font-size:14px;font-weight:600;letter-spacing:-.01em;margin:0}.nrm__chart-title--mb{margin-bottom:16px}.nrm__chart-sub{color:var(--nrm-text-faint);font-size:11px;line-height:1.4;margin:2px 0 0}.nrm__chart-flag{flex-shrink:0;text-align:right}.nrm__flag-label{color:var(--nrm-text-faint);font-size:9.5px;font-weight:600;letter-spacing:.18em;text-transform:uppercase}.nrm__flag-value{color:#f89a87;font-family:Roboto,sans-serif;font-size:22px;font-variant-numeric:tabular-nums;font-weight:700;line-height:1.1}.nrm__chart-canvas{height:280px;margin-top:16px;position:relative}.nrm__chart-canvas--medium{height:240px}.nrm__chart-canvas--small{height:180px}.nrm__chart-canvas canvas{height:100%!important;width:100%!important}.nrm__insight{border-left:2px solid rgba(232,75,46,.5);color:var(--nrm-text-muted);font-size:11.5px;font-style:italic;line-height:1.5;margin-top:12px;padding-left:12px}.nrm__table-wrap{margin:0 -8px;overflow-x:auto}.nrm__table{border-collapse:collapse;font-size:12px;min-width:500px;width:100%}.nrm__table th{border-bottom:1px solid var(--nrm-grid);color:var(--nrm-text-faint);font-size:9.5px;font-weight:600;letter-spacing:.12em;padding:10px 8px;text-align:left;text-transform:uppercase}.nrm__table .nrm__t-right{text-align:right}.nrm__table td{border-bottom:1px solid rgba(30,41,59,.4);color:var(--nrm-text);font-family:Roboto,sans-serif;font-variant-numeric:tabular-nums;padding:12px 8px}.nrm__table td.nrm__t-right{text-align:right}.nrm__table tr:hover{background:rgba(17,17,17,.4)}.nrm__table .nrm__t-year{color:var(--nrm-text-strong);font-family:inherit;font-weight:600}.nrm__table .nrm__t-amber{color:rgba(252,211,77,.9)}.nrm__table .nrm__t-teal{color:rgba(248,154,135,.9)}.nrm__table .nrm__t-emerald{color:var(--nrm-emerald-light);font-weight:600}.nrm__table-total td{background:rgba(17,17,17,.3);border-bottom:0;border-top:2px solid #334155;font-weight:600;padding-bottom:14px;padding-top:14px}.nrm__table-total .nrm__t-emerald{color:var(--nrm-emerald-light);font-weight:700}.nrm__upside-header{border-left:2px solid var(--nrm-text-faintest);color:var(--nrm-text-muted);font-size:12px;font-weight:600;letter-spacing:.18em;margin-bottom:12px;padding-left:12px;text-transform:uppercase}.nrm__upside-list{color:var(--nrm-text-muted);display:grid;font-size:11.5px;gap:6px 24px;grid-template-columns:repeat(2,1fr);line-height:1.6;list-style:none;margin:0;padding:0}@media (max-width:640px){.nrm__upside-list{grid-template-columns:1fr}}.nrm__upside-list li{padding-left:16px;position:relative}.nrm__upside-list li:before{color:rgba(232,75,46,.7);content:"+";font-weight:600;left:0;position:absolute}.nrm__upside-note{border-top:1px solid rgba(30,41,59,.6);color:var(--nrm-text-faint);font-size:11px;line-height:1.5;margin-top:16px;padding-top:16px}.nrm__upside-note strong{color:#f89a87;font-weight:500}.nrm__cta-title{color:var(--nrm-text-strong);font-size:15px;font-weight:600;margin:0}.nrm__cta-sub{color:var(--nrm-text-muted);font-size:12px;line-height:1.5;margin:4px 0 0}.nrm__cta{background:var(--nrm-brand);border-radius:8px;box-shadow:0 6px 16px rgba(232,75,46,.2);display:inline-block;font-size:11.5px;font-weight:600;padding:8px 16px;transition:background .15s;white-space:nowrap}.nrm__cta,.nrm__cta:hover{color:#fff!important;text-decoration:none!important}.nrm__cta:hover{background:#c73a20}.nrm__cta--header{padding:8px 16px}.nrm__cta--secondary{font-size:12px;padding:10px 20px}.nrm__disclaimer{color:var(--nrm-text-faintest);font-size:10.5px;line-height:1.6;padding:8px 4px 0}.nrm__disclaimer p{margin:4px 0}@media (max-width:768px){.nortemsy-roi{padding:0 16px 48px}.nrm__title{font-size:26px}.nrm__subtitle{font-size:13px}.nrm__card{padding:18px}.nrm__kpi-value{font-size:24px}.nrm__cta--header{display:none}}